Tips to Pay for Drug Treatment in New Jersey
The cost of drug treatment can be a major concern for anyone in need of rehab. A study conducted by the Substance Abuse and Mental Health Services (SAMHSA) found that outpatient rehab without detox can cost an average of $1,400. If medication is required, it’s possible for the cost of rehab to jump to nearly $7,000. Inpatient treatment has the potential to cost far more. If you are concerned about your ability to pay for drug treatment, the information below may be able to help you.
Understanding the Treatment Costs for New Jersey Addicts
As seen from SAMHSA’s study, the price of your treatment has the potential to vary greatly. It’s important for you to understand the costs of treatment so you can make the best choice. Inpatient treatment costs are higher because throughout the process, you live on site and have constant access to trained medical staff. Outpatient rehab services are generally less expensive since you live at home and there are no accommodations or amenities to pay for. Access to medical staff is not nearly as continuous with outpatient treatment, which is another factor in the cost.
Evaluate the treatment options, and determine whether you need the added services that come with a higher sticker price. Once you’ve chosen a program at a cost you’re comfortable with, there are additional ways to help you afford drug treatment.
How Addicts in New Jersey Can Afford Drug Treatment
If you need help paying for treatment, there are a number of payment options that can be discussed with your insurance company, rehab facility and family. Here are some (but not all) of the options available to you:
- Work with your insurance company. If you have insurance coverage, you may be able to reduce the out-of-pocket amount you have to pay for drug treatment.
- Pay cash. Although this option is not for everyone, if you have the amount in savings, you might want to consider paying in cash.
- Borrow money from family or friends. You may also have the option of borrowing some or all of the necessary money from family and friends. Make sure to have a repayment plan in place to protect these important relationships.
- Borrow money from the bank. If your bank will allow it, you may also be able to take out a loan to pay for treatment.
- Take out a second mortgage or home equity loan. Taking out a second mortgage or a specific type of home loan can also be an option for you.
- Arrange a payment plan. There are rehab centers that will allow you to work out a payment plan so you don’t need to pay the full cost upfront.
Payment Help for New Jersey Addicts
We can be reached at 1-888-374-5724, 24 hours a day to help you determine the best way to pay for drug treatment centers. We’re more than happy to go over the options with you so you can find treatment that suits your budget and your addiction needs.
